/*== RESET & BASE ==*/
html, body, div, span, applet, object, iframe, h1, h2, h3, h4, h5, h6, p, blockquote, pre,
a, abbr, acronym, address, big, cite, code, del, dfn, em, img, ins, kbd, q, s, samp,
small, strike, strong, sub, sup, tt, var, b, u, i, center,
dl, dt, dd, ol, ul, li,
fieldset, form, label, legend,
table, caption, tbody, tfoot, thead, tr, th, td,
article, aside, canvas, details, embed, 
figure, figcaption, footer, header, hgroup, 
menu, nav, output, ruby, section, summary,
time, mark, audio, video { margin:0; padding:0; border:0; font-size:100%; font:inherit; vertical-align:baseline; }
article, aside, details, figcaption, figure, 
footer, header, hgroup, menu, nav, section { display:block; }
body { line-height:1; }
ul, ol { list-style:none; }
a { text-decoration:none; color:inherit; }
img { border:0; max-width: 100%; display: block; }
button { border: none; background: none; font: inherit; cursor: pointer; }
*, *:before, *:after { box-sizing: border-box; }

/*== BRAND VARIABLES ==*/
:root {
  --primary: #23287B;
  --secondary: #F3AB3D;
  --accent: #F7F8FA;
  --text: #1A2040;
  --bg-light: #F7F8FA;
  --bg-dark: #23287B;
  --surface: #fff;
  --shadow: 0 8px 24px rgba(35, 40, 123, 0.08);
  --radius: 18px;
  --radius-sm: 10px;
  --transition: 0.28s cubic-bezier(.38,.52,.42,1.04);
  --font-display: 'Montserrat', Arial, Helvetica, sans-serif;
  --font-body: 'Open Sans', Arial, Helvetica, sans-serif;
}

/*== TYPOGRAPHY ==*/
body {
  font-family: var(--font-body);
  font-size: 16px;
  color: var(--text);
  background: var(--bg-light);
  min-height: 100vh;
  -webkit-font-smoothing: antialiased;
  letter-spacing: 0.01em;
}
h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-display);
  color: var(--primary);
  margin-bottom: 16px;
  font-weight: 700;
  line-height: 1.18;
}
h1 { font-size: 2.5rem; margin-bottom: 18px; }
h2 { font-size: 2rem; }
h3 { font-size: 1.2rem; font-weight:600; }
h4 { font-size: 1.08rem; }
p, ul, ol, blockquote {
  color: var(--text);
  font-size: 1rem;
  margin-bottom: 14px;
  line-height:1.7;
}
blockquote {
  font-style: italic;
  color: var(--primary);
  background: #e6e9fa;
  padding: 20px;
  border-radius: var(--radius-sm);
  box-shadow: 0 2px 10px rgba(35,40,123,0.03);
  margin-bottom: 14px;
}
strong, b { font-weight: 700; }

ul li, ol li { margin-bottom: 8px; }

/*== UTILITIES ==*/
.container {
  width: 100%;
  max-width: 1200px;
  padding: 0 20px;
  margin: 0 auto;
}
.content-wrapper {
  width: 100%;
  display: flex;
  flex-direction: column;
  gap: 20px;
}

/*== LAYOUT SPACING - MANDATORY PATTERNS ==*/
.section {
  margin-bottom: 60px;
  padding: 40px 20px;
  width: 100%;
}
.card-container {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
  width: 100%;
}
.card {
  background: var(--surface);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  margin-bottom: 20px;
  position: relative;
  padding: 32px 24px;
  transition: box-shadow var(--transition), transform var(--transition);
}
.card:hover {
  box-shadow: 0 12px 24px rgba(35, 40, 123, 0.16);
  transform: translateY(-4px) scale(1.02);
}
.content-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  justify-content: space-between;
  width: 100%;
}
.text-image-section {
  display: flex;
  align-items: center;
  gap: 30px;
  flex-wrap: wrap;
  width: 100%;
}
.testimonial-card {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 20px;
  background: #fff;
  box-shadow: var(--shadow);
  border-radius: var(--radius-sm);
  padding: 20px;
  margin-bottom: 20px;
  min-width: 0;
}
.feature-item {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 15px;
  background: #fff;
  border-radius: var(--radius-sm);
  box-shadow: var(--shadow);
  padding: 24px 20px;
  flex: 1 1 220px;
  min-width: 220px;
  max-width: 320px;
  transition: box-shadow var(--transition), transform var(--transition);
}
.feature-item img {
  width: 40px;
  height: 40px;
  margin-bottom: 10px;
}
.feature-item:hover {
  box-shadow: 0 12px 24px rgba(35, 40, 123, 0.15);
  transform: translateY(-3px) scale(1.03);
}

/*== HERO SECTIONS ==*/
section.hero {
  padding: 0;
  margin-bottom: 60px;
  background: linear-gradient(98deg, #23287B 0%, #3b4ae6 75%, #F3AB3D 100%);
  color: #fff;
}
.hero .container {
  min-height: 320px;
  display: flex;
  align-items: center;
  justify-content: center;
}
.hero .content-wrapper {
  align-items: flex-start;
  gap: 18px;
  padding: 32px 0;
}
.hero h1, .hero h2, .hero p {
  color: #fff !important;
}
.hero h1 {
  font-size: 2.7rem;
  margin-bottom: 10px;
  font-weight: 800;
}
.hero p {
  font-size: 1.2rem;
  max-width: 525px;
}

/*== BUTTONS / CTAs ==*/
.cta, a.cta {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  background: var(--secondary);
  color: var(--primary);
  border-radius: var(--radius-sm);
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 1rem;
  padding: 14px 32px;
  min-width: 170px;
  min-height: 44px;
  margin-top: 12px;
  box-shadow: 0 2px 8px rgba(35,40,123,0.04);
  letter-spacing: 0.02em;
  transition: background var(--transition), color var(--transition), box-shadow var(--transition), transform var(--transition);
  cursor: pointer;
}
.cta.primary, .cta.primary:visited {
  background: var(--primary);
  color: #fff;
}
.cta:hover,
.cta:focus {
  background: #F8C978;
  color: var(--primary);
  box-shadow: 0 4px 18px rgba(35,40,123,0.08);
  transform: translateY(-1px) scale(1.03);
  outline: none;
  text-decoration: none;
}
.cta.primary:hover,
.cta.primary:focus {
  background: #3741ab;
  color: #fff;
}

/*== HEADER / NAVIGATION ==*/
header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  background: #fff;
  box-shadow: 0 2px 14px rgba(35,40,123,0.06);
  padding: 18px 20px;
  position: sticky;
  top: 0;
  z-index: 210;
  min-height: 68px;
}
.logo img {
  height: 42px;
}
.main-nav {
  display: flex;
  gap: 20px;
  align-items: center;
  margin-left: 34px;
}
.main-nav a {
  font-family: var(--font-display);
  font-size: 1.04rem;
  color: var(--primary);
  padding: 7px 12px;
  border-radius: 5px;
  font-weight: 600;
  letter-spacing: 0.01em;
  position: relative;
  transition: background .19s, color .19s;
}
.main-nav a:hover, .main-nav a:focus {
  background: var(--secondary);
  color: var(--primary);
}
.mobile-menu-toggle {
  display: none;
  background: var(--secondary);
  color: var(--primary);
  border-radius: var(--radius-sm);
  width: 48px;
  height: 44px;
  font-size: 2.1rem;
  align-items: center;
  justify-content: center;
  transition: background var(--transition), color var(--transition);
  margin-left: 18px;
  z-index: 220;
}
.mobile-menu-toggle:active,
.mobile-menu-toggle:hover {
  background: #ffd695;
  color: var(--primary);
}

/*== MOBILE MENU ==*/
.mobile-menu {
  position: fixed;
  top: 0; left: 0;
  width: 100vw;
  height: 100vh;
  background: rgba(35, 40, 123, 0.97);
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  transform: translateX(-100%);
  transition: transform 0.37s cubic-bezier(.41,.85,.3,1.2);
  z-index: 300;
  padding-top: 36px;
}
.mobile-menu.open {
  transform: translateX(0);
}
.mobile-menu-close {
  position: absolute;
  top: 24px;
  right: 24px;
  background: var(--secondary);
  color: var(--primary);
  border-radius: 99px;
  width: 42px;
  height: 42px;
  font-size: 2rem;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 2px 10px rgba(243, 171, 61, 0.18);
  transition: background var(--transition), color var(--transition);
  z-index: 302;
}
.mobile-menu-close:hover,
.mobile-menu-close:focus {
  background: #fcdc9b;
  color: var(--primary);
}
.mobile-nav {
  display: flex;
  flex-direction: column;
  gap: 26px;
  width: 100%;
  padding: 72px 38px 22px 38px;
}
.mobile-nav a {
  color: #fff;
  font-size: 1.22rem;
  font-family: var(--font-display);
  font-weight: 600;
  padding: 12px 8px;
  border-radius: 5px;
  transition: background var(--transition), color var(--transition);
}
.mobile-nav a:hover,
.mobile-nav a:focus {
  background: var(--secondary);
  color: var(--primary);
}

/*== SECTIONS & CARDS ==*/
.features-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
  width: 100%;
  justify-content: flex-start;
  margin-top: 8px;
}
.services-list {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
  margin-top: 12px;
  margin-bottom: 12px;
}
.service-item {
  background: #fff;
  border-radius: var(--radius-sm);
  box-shadow: var(--shadow);
  padding: 24px 22px;
  min-width: 238px;
  flex: 1 1 220px;
  max-width: 320px;
  display: flex;
  flex-direction: column;
  gap: 18px;
  margin-bottom: 20px;
  transition: box-shadow var(--transition), transform var(--transition);
}
.service-item strong {
  color: var(--primary);
  font-weight: 700;
}
.service-item:hover {
  box-shadow: 0 12px 24px rgba(35, 40, 123, 0.16);
  transform: translateY(-3px) scale(1.03);
}
.text-section {
  background: #fff;
  padding: 26px 20px;
  border-radius: var(--radius-sm);
  box-shadow: var(--shadow);
  margin-bottom: 18px;
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.process-steps {
  margin-top: 12px;
  margin-bottom: 12px;
  padding-left: 10px;
}
.process-steps ol {
  margin-left: 1rem;
}
.process-steps li {
  font-size: 1.06rem;
  margin-bottom: 12px;
}
.infographic {
  margin-top: 16px;
}

/*== TESTIMONIALS ==*/
.testimonials-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
  width: 100%;
}
.testimonial-card {
  background: #fff;
  color: var(--text);
  border-radius: var(--radius-sm);
  box-shadow: var(--shadow);
  padding: 20px;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 20px;
  margin-bottom: 20px;
  min-width: 220px;
  max-width: 400px;
}
.testimonial-card blockquote {
  background: #f3f6fd;
  color: var(--primary);
  border-left: 5px solid var(--secondary);
  padding: 16px 16px 16px 20px;
  margin-bottom: 8px;
  font-size: 1.08rem;
  border-radius: var(--radius-sm);
  box-shadow: 0 2px 6px rgba(35,40,123,0.04);
}
.testimonial-card p {
  color: var(--primary);
  font-weight: 600;
  font-size: 1rem;
}

/*== FOOTER ==*/
footer {
  background: linear-gradient(108deg,#23287B 60%,#3b4ae6 110%);
  color: #fff;
  padding: 40px 0 16px 0;
  margin-top: 48px;
  font-size: 1rem;
}
footer .container {
  display: flex;
  flex-wrap: wrap;
  gap: 36px;
  align-items: flex-start;
  justify-content: space-between;
}
.footer-logo img {
  width: 52px;
  margin-bottom: 8px;
}
.footer-nav {
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.footer-nav a {
  color: #fff;
  font-family: var(--font-display);
  font-size: 1rem;
  padding: 6px 0;
  border-radius: 5px;
  font-weight: 500;
  transition: background .15s, color .15s;
}
.footer-nav a:hover, .footer-nav a:focus {
  background: #F3AB3D;
  color: var(--primary);
}
.footer-contact p, .footer-contact a {
  color: #fff;
  font-size: .98rem;
  margin-bottom: 6px;
}
.footer-contact strong { font-size:.98rem; }

/*== COOKIE CONSENT BANNER ==*/
.cookie-banner {
  position: fixed;
  bottom: 0; left:0;
  width: 100vw;
  background: #fff;
  color: var(--primary);
  box-shadow: 0 -2px 16px rgba(35,40,123,.09);
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  padding: 22px 24px;
  z-index: 5000;
  gap:18px;
  font-family: var(--font-body);
  animation: cookieSlideIn 0.4s ease;
}
@keyframes cookieSlideIn { from { transform: translateY(120%); opacity: 0;} to { transform: translateY(0); opacity: 1;} }
.cookie-banner p {
  color: var(--primary);
  font-size: 1.01rem;
  flex: 1 1 150px;
}
.cookie-banner .cookie-actions {
  display: flex;
  gap: 16px;
}
.cookie-banner button {
  padding: 10px 22px;
  margin: 0 2px;
  font-size: 1rem;
  border-radius: var(--radius-sm);
  border: none;
  background: var(--secondary);
  color: var(--primary);
  font-family: var(--font-display);
  font-weight: 600;
  cursor: pointer;
  transition: background var(--transition), color var(--transition), box-shadow .2s;
  box-shadow: 0 1px 4px rgba(35,40,123,0.06);
}
.cookie-banner button.accept {
  background: var(--primary);
  color: #fff;
}
.cookie-banner button.accept:hover.
{
  background: #3741ab;
}
.cookie-banner button.reject {
  background: #e7e9f7;
  color: var(--primary);
}
.cookie-banner button.reject:hover {
  background: #e8c280;
}
.cookie-banner button.settings {
  background: #fff7e3;
  color: var(--primary);
  border: 1px solid #F3AB3D;
}
.cookie-banner button.settings:hover {
  background: #ffeacc;
}

/*== COOKIE MODAL ==*/
.cookie-modal-overlay {
  position: fixed;
  top:0; left:0; width:100vw; height:100vh;
  background: rgba(35,40,123,0.44);
  z-index: 8000;
  display: flex;
  align-items: center;
  justify-content: center;
  opacity: 0;
  pointer-events: none;
  transition: opacity .32s;
}
.cookie-modal-overlay.open {
  opacity: 1;
  pointer-events: auto;
}
.cookie-modal {
  background: #fff;
  border-radius: var(--radius);
  box-shadow: 0 16px 64px rgba(35,40,123,.16);
  padding: 36px 30px 20px 30px;
  max-width: 400px;
  width: 96vw;
  display: flex;
  flex-direction: column;
  gap: 16px;
  animation: cookieModalZoomIn 0.33s;
}
@keyframes cookieModalZoomIn {
  from {transform: scale(.82) translateY(60px); opacity: 0;}
  to {transform: scale(1) translateY(0); opacity: 1;}
}
.cookie-modal h3 {
  color: var(--primary);
  margin-bottom: 10px;
}
.cookie-category {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
  margin-bottom:8px;
}
.cookie-modal label {
  font-size: 1rem;
  color: var(--primary);
  font-family: var(--font-body);
}
.cookie-switch {
  position: relative;
  width: 44px; height: 24px;
  display: inline-block;
}
.cookie-switch input[type="checkbox"] {
  display: none;
}
.cookie-switch .slider {
  position: absolute;
  top: 0; left: 0;
  right: 0; bottom: 0;
  background: #e7e9f7;
  border-radius: 99px;
  transition: background .22s;
}
.cookie-switch input:checked + .slider {
  background: var(--secondary);
}
.cookie-switch .slider:before {
  content: '';
  position: absolute;
  left: 4px; top: 3px;
  width: 18px; height: 18px;
  background: #fff;
  border-radius: 50%;
  transition: transform .22s;
}
.cookie-switch input:checked + .slider:before {
  transform: translateX(18px);
}
.cookie-modal-buttons {
  display: flex;
  justify-content: flex-end;
  gap: 14px;
  margin-top: 12px;
}
.cookie-modal .close-cookie-modal {
  background: var(--primary);
  color: #fff;
  padding: 10px 18px;
  border-radius: 6px;
  font-family: var(--font-display);
  font-size:1rem;
  font-weight:600;
  transition: background 0.2s;
}
.cookie-modal .close-cookie-modal:hover { background: #3741ab; }

/*== RESPONSIVE DESIGN ==*/
@media (max-width: 1100px) {
  .services-list,
  .features-grid,
  .testimonials-grid {
    gap: 18px;
  }
}
@media (max-width: 900px) {
  .features-grid, .services-list, .testimonials-grid {
    flex-direction: column;
    gap: 20px;
    align-items: stretch;
  }
  .footer-contact, .footer-nav {
    min-width: 180px;
  }
}
@media (max-width: 768px) {
  h1 { font-size:2rem; }
  h2 { font-size:1.4rem; }
  .hero h1 { font-size:2.1rem; }
  .container { padding: 0 10px; }
  .section { padding:32px 8px; }
  .hero .container { padding: 0 8px; }
  .hero .content-wrapper, .content-wrapper { gap: 12px; }
  header {
    flex-wrap: wrap;
    padding: 13px 10px;
  }
  .main-nav {
    display: none;
  }
  .mobile-menu-toggle {
    display: flex;
  }
  .footer-logo img {
    width: 38px;
  }
  footer .container {
    flex-direction: column;
    gap: 22px;
    align-items: flex-start;
  }
  .features-grid, .services-list, .testimonials-grid {
    flex-direction: column;
    gap: 16px;
  }
  .testimonial-card, .service-item, .feature-item {
    min-width: 0;
    width: 100%;
    max-width: 100%;
  }
  .cookie-banner {
    flex-direction: column;
    align-items: stretch;
    gap:10px;
    padding: 14px 10px;
  }
  .cookie-banner .cookie-actions {
    flex-direction: column;
    gap:10px;
  }
  .text-image-section {
    flex-direction: column;
    gap: 20px;
    align-items: flex-start;
  }
}
@media (max-width: 500px) {
  h1 { font-size:1.45rem; }
  h2, .hero h1 { font-size:1.03rem; }
  .footer-contact, .footer-nav { font-size:.87rem; }
}

/*== FINE DETAILS ==*/
::-webkit-scrollbar { width:7px; }
::-webkit-scrollbar-thumb { background: #e6e9fa; border-radius:8px; }
::-webkit-scrollbar-track { background: var(--bg-light); }

/*== VISUAL EFFECTS FOR MODERN FEEL ==*/
.card, .service-item, .feature-item, .testimonial-card, .text-section {
  transition: box-shadow var(--transition), transform var(--transition);
}
.card:hover, .feature-item:hover, .service-item:hover, .testimonial-card:hover, .text-section:hover {
  box-shadow: 0 12px 28px rgba(35,40,123,0.14);
  transform: translateY(-3px) scale(1.01);
}

/*== ACCESSIBILITY ==*/
:focus-visible {
  outline: 2px solid var(--secondary);
  outline-offset: 1px;
}


/*== END ==*/